If your station is in a smaller market (sub 200) your marketing is different. You can't count on agencies to pay the bills. That's why when you buy a small market station that has good sales, you make sure the existing sale team is part of the deal.
Advertisers want to maximize bang for their buck. Radio stations target narrow demographics. That becomes a contradiction. For music stations, that target gets smaller and smaller, depending on the format. There is no music that is mass appeal anymore. That's not good for advertisers. So unless you own several stations in that small town, or other things you can package with your single station, it will be hard to attract an advertiser if the spots will only get heard by 2% of the market. You need something else. Combine a radio station with a direct mail service or billboard advertising business. Then you've got something to sell. You need more than spots & dots.
Regarding 55+, that restricts potential advertisers to only certain things. One station I know that targets 55+ also has a DJ service that provides music for dance parties at retirement communities. Once again, finding ways to offer more than just on-air advertising.
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