Or that we don't have a successful horse-and-buggy dealership because someone isn't willing to take a risk.
The Amish community would disagree (and staying on the Pennsylvania / Philadelphia theme here).
https://www.popularmechanics.com/cars/car-technology/a24666/how-the-amish-build-a-buggy/
Alright guys, had enough insight for the week. Catch you another time.